> ## Documentation Index > Fetch the complete documentation index at: https://docs.bordier.com/llms.txt > Use this file to discover all available pages before exploring further. # Services > The specific services around a Bordier mandate: managed bond solutions, multibooking, FinLab, Lombard loans, digital assets, independent asset managers, the outsourced SFO, retirement and pension planning, and wealth transfer. The services that sit around a Bordier mandate. ## Managed bond solutions Institutional fixed-income management offered to private banking clients. The value sits in four places: improved market access through mutualised trading, a dedicated team of bond-management specialists, a dedicated risk-management framework, and a multi-year track record on the flagship strategies. The management philosophy is objective-driven, with flexible allocation, limited index bias, high price sensitivity and genuinely global diversification. Three objective-led strategies run along the risk curve: managed liquidity solutions (lowest risk, highest price sensitivity, cash-flow optimisation), global investment grade (moderate risk, balanced exposure across rates, regions and sectors), and global enhanced yield (moderate to high risk, higher credit risk and lower interest-rate exposure). Vehicles available are UCITS funds, segregated managed accounts with a high level of customisation, and fully bespoke managed solutions. ## Multibooking An open-platform arrangement in which Bordier manages assets held at third-party institutions alongside the Bordier account, so a client keeps existing relationships and still gets one view and one point of contact. * One entry point * Asset diversification across several major institutions * Globally consolidated management of assets, and better risk management as a result * Access to enhanced financing solutions, for example real estate, yacht and aviation finance * A consolidated view of the entire asset base The same open-platform approach is used to manage excess liquidity placed in money-market and fiduciary products with third parties, giving access to fiduciary rates from tier-one banks and adding further diversification. ## Bordier FinLab Bordier FinLab SA seeks and offers innovative investment solutions across asset classes. Its approach uses seeding and capital acceleration to invest in products still in development, which encourages new talent to emerge and carries high value-added potential. Its universe covers private debt, complex structured products, traditional and non-traditional funds, and private equity. FinLab works with a limited number of established financial partners, including banks, multi-family offices and independent asset managers. It also provides technology intelligence on trends affecting the banking industry, including fintech and blockchain, and can act as an incubator for the group. ## Lombard loans An asset-backed loan secured against the client's own portfolio, used to meet an immediate need for cash without selling assets. Suited to short-term liquidity needs, investment opportunities, and diversifying current holdings. The loanable amount is a percentage of the market value of the pledged assets. The collateral ratio depends on the asset type, the currency, the quality, the volatility and tradability of the securities, and how diversified the portfolio is. Eligible collateral covers equities, bonds, investment funds and precious metals. ## Digital assets Bordier clients can hold Bitcoin, Ethereum, Bitcoin Cash and Tezos within the same relationship and the same consolidated reporting as the rest of their wealth. The service is execution-only and runs through Sygnum, a regulated digital-asset bank, which holds the private keys under an institutional custody solution while Bordier keeps the client relationship. In Switzerland, Bordier & Cie SCmA has offered the service since February 2021 through Sygnum Bank AG, a bank licensed by FINMA, and was the first bank to launch on Sygnum's B2B banking platform. In Singapore, Bordier & Cie (Singapore) Ltd, a bank regulated by the Monetary Authority of Singapore, has provided its Digital Assets Services in collaboration with Sygnum Singapore since the partnership was announced in November 2023. Bordier does not offer staking and does not lend against digital assets. The full description, including how the Singapore service operates, is on [Digital assets](/solutions/digital-assets). ## Independent asset managers A dedicated service for independent asset managers (IAMs), comprising a dedicated team, a leading-edge IT platform, direct access to Bordier's trading room, direct access to its research teams and analysts, and direct access to its specialists across family services, advisory and financial planning. **IAM in touch** is the platform, built by and for finance professionals. It gives secure direct access that keeps information confidential, order submission, portfolio consultation and performance analysis, personalised client reporting, asset consolidation and electronic filing. The **b in touch** platform serves the IAM's own clients. ## Outsourced single-family office A dedicated structure covering a family's wealth, investments and affairs together. Set out in full on [Family Services](/solutions/family-services). ## Planning for retirement A comprehensive view of assets, and optimisation of finances for the long term. Financial assets, real property, tax, pensions and inheritance are dealt with simultaneously and in detail. The client receives a written, illustrated financial report to support decisions over the years ahead, with income, wealth and tax forecast over decades against real-life scenarios, and tax-efficient solutions proposed. ## Occupational pension For Swiss residents, two related services. **Extra-mandatory occupational pension plan.** Complements the basic pension and fills gaps for high earners or the under-covered. Improves retirement, disability and survivor benefits through flexible contributions, offers tax deductions, and lets the client choose an investment strategy matched to risk profile and objectives, through partnerships with established pension institutions. **Vested benefits account.** Maintains pension continuity when changing jobs or pausing professional activity. Assets are held and managed by Bordier as both custodian and adviser, with asset allocation adapted to age and goals, long-term investment returns and a favourable tax environment. ## Wealth planning and wealth transfer Tailored, tax-aware strategies to manage, preserve and pass wealth across generations. The approach is global and personalised for complex situations, anticipates and integrates cross-border, legal and tax issues, and is built for families and entrepreneurs holding several residences. Advice rests on detailed knowledge of the client's personal and financial environment, with custom solutions designed to make intergenerational transfer smooth. This is the operational counterpart to the [Continuity Compact](/continuity-compact/overview). ## Related * [Wealth Management](/solutions/wealth-management), the mandate these services sit around. * [Family Services](/solutions/family-services), the family-office offering. * [Our approach to investment](/solutions/investment-approach), the philosophy behind the mandates. General information only. Not investment advice, not a solicitation and not an offer. Minimum amounts, eligibility, pricing and availability differ by jurisdiction and by client and are not stated here. Lending and borrowing carry risk, including the risk that pledged assets must be sold. Speak to your banker about your own circumstances. *Sources: Bordier & Cie Group presentation, English, 2026; the Bordier UK Wealth Management Service client brochure, December 2025.* This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.